Clone of 403b Integrity Test

1

What is the official job title of the salesperson hoping to sell you a plan?* This field is required.

Life Insurance Agent

Registered Representative

Investment Advisor Representative

Certified Financial Planner® (CFP®)

2

What type of District retirement plan are they proposing you invest in?* This field is required.

Variable Annuity TSA

Variable Annuity 457

Fixed Annuity TSA

Equity Indexed Annuity TSA

Custodial 457

Custodial 403b

3

In which type of investments will their plan invest your salary deferrals?* This field is required.

Subaccounts in an annuity

Mutual funds in a custodial account

4

How many different funds are available on their investment menu?* This field is required.

20 funds or less

21 to 50 funds

51 funds or more

5

Aside from fund expenses charged on those investments, how much is their total annual account fee, or "Mortality and Expense Charge"?* This field is required.

1.30% or more

Between 1.00% and 1.29%

Less than 1.00%

6

If you choose to leave their plan within the first year, how much will they deduct from your balance if you transfer your assets to another District plan?* This field is required.

9% or more of my account balance

5.0% to 8.9%

1.0% to 4.9%

Only a transfer fee of $100 or less

7

How much upfront commission will the salesperson earn if you open an account with their District plan?* This field is required.

6.0% or more

3.0% to 5.9%

1.0% to 2.9%

Zero. No commission will be earned

8

Result